The Business Pursuits Insurance(or liability insurance, as it is referred to on the payment form) is an umbrella policy that is required by UNI for all students working with children. It is NOT a health insurance plan. The policy provides insurance coverage against against loss, damage, or expense incident to a claim arising out of the death or injury of any child in your care.
For example, if you and several military employees were watching the children out on the playground and “Little Johnny” fell and broke his arm. The policy would provide financial coverage if his parents decided to sue all the caregivers present at the time of the incident.
All participants of Camp Adventure™ Child and Youth Services are required to have this coverage. The coverage is valid for the calendar year that you purchase it in. If you do multiple programs in a calendar year, such as a semester internship and a summer program, you will only be required to purchase the policy once for the calendar year.